I’ve been using PayPal for the last 4 years and am glad to say that I’m very happy with their service. If you are planning to sell anything or want to receive payment from your clients and suppose your clients don’t have a Paypal account then what will you do? Don’t worry! I’ve written this article to solve this problem in which I’ve talked about the 8 best Paypal Alternatives for Freelancers and bloggers.
This article is also going to be very helpful for all the bloggers and affiliate marketers who are looking for Paypal Alternative.
When I earned a commission from ShareASale in 2017 then at that time I noticed that there was no option to receive money through PayPal.
Then I realized that I should find the best and trusted alternatives to PayPal in India and I came to know about Payoneer and I’m using it to receive my ShareASale commissions.
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8 Best PayPal Alternatives in 2024
I know that you may be thinking that PayPal is the best tool to send or receive payment so why people are searching for PayPal alternatives? Right?
It’s very simple. Because there are some issues with PayPal:
- It’s not available in all the countries
- Maybe not all of your clients want to use it.
- Paypal transaction charges are also high as compared to other services.
- Many Paypal accounts have been suspended for small issues. So, they have to search for their alternatives.
- Papal announced that its customers will be able to buy and sell Cryptocurrency
- PayPal will no longer offer domestic payment services in India
So, these are some reasons which lead people to search for Paypal alternatives.
That’s why I’ve prepared this list for you.
1. Stripe
Stripe has become the most popular payment gateway in very little time due to its amazing features.
If you want to accept payment for your online store then you should try Stripe. It’s a US-based company and is available in many countries.
But what to do if your country is not on the operation list of stripe?
In this case, you can use the Stripe Atlas program that lets you incorporate a company in the US and open a bank account for yourself.
Features of Stripe:
- It’s FREE i.e. no setup fee or monthly/yearly fee.
- Accept payment for your online store
- It has integration with almost all web stores, eCommerce store
- It provides the facility to accept one-time payments or recurring payments.
- It accepts payment from almost all debit and credit cards from 135+ countries.
- You can also accept payment using bitcoin
2. Payoneer
If you are a blogger or Affiliate Marketer then Payoneer is the best Paypal alternative for you. With the help of Payoneer, you can easily receive payments from US and European countries.
It provides a Payoneer card for international payment and also a virtual US bank account to receive payments.
The best part is that Payoneer has a very low currency conversion rate. It means you can save your hard-earned money.
Features of Payoneer
- You can use it to receive payment from ShareASale, Commission Junction, Click Bank, and Amazon Affiliates
- Use Payoneer to easily get payment from Fiverr, Upwork, and other freelancing sites.
- Request Payment from your friend or client
- You can use it to purchase a Udemy course
Watch the below video to know more about it.
3. Fondy
A secured payment gateway is all it takes to keep the ideas about online businesses on the move.
The ease of payments and the support of all debit and credit cards are responsible for the conversion rates sometimes.
More than half of the customers back down from making a payment on your website just because they have no support for the cards.
In this article, I’ll introduce you to a new payment gateway platform that supports all major national and international cards, and accepts 100+ different local currencies.
Fondy is a payment gateway solution for entrepreneurs and businesses to accept online payments from their customers from different currencies and cards.
It is a perfect solution for entrepreneurs to expand their business overseas without any worry about payment gateway problems.
It is easy to install and supports applications like WordPress, Magento, OpenCart, JoomShopping, Drupal, VirtueMart, Shopify, and many more. You can see the full list of compatible CMS applications from this link.
4. TransferWise
Transferwise is the top choice for international money transfers.
If you are using this Transferwise then your clients can easily send you the money in your local currency and they will be charged for it.
It has a very low transaction fee and currency conversion charges. It means you can save your hard-earned money.
Due to these features, Its popularity is increasing day by day.
5. Instamojo
Instamojo is the best alternative to Paypal for Indian bloggers to send or receive payments.
With the help of Instamojo, you can easily create your own store and sell anything like a physical product, or digital products (Ebooks, Video courses, etc.)
The best part is that Instamojo automatically transfers your hard-earned money into your bank account within 3-4 days.
And The quality and features of Instamojo are improving every day.
Features of Instamojo:
- You can easily send or receive money using Instamojo using @username or email address.
- It’s Free to use.
- You can create a store and sell your physical and digital products.
- It automatically transfers money to your bank account.
6. 2Checkout
2Checkout is also a good alternative to Paypal which can be used to collect payment on your online store.
If Stripe is not supported in your country then I would suggest you use 2Checkout.
Did you know that almost all popular eCommerce WordPress plugin has the option to integrate the 2Checkout Payment gateway?
It has lots of options to accept payment like from Mastercard, Visa, PayPal, Payoneer, etc.
Apart from this, you can accept payment through Payoneer, EPF, and Wire Transfer
And its charge is different depending upon your country
7. Skrill
Skrill is also a good alternative of Paypal to send or receive money from skrill users.
They also provide a prepaid MasterCard which works in millions of stores worldwide.
And the best part is that the first transaction is totally free in Skrill. So, you can save your money in your first transaction.
Skrill also has an android and iPhone app. So, you can use it to make a transaction from your mobile easily.
8. Remitly
Remitly is also a good substitute for Paypal to receive payments.
There are two main reasons for its popularity:
- Remitly has the option to send money without any fee but it takes some time (Approx 3-4 days). So, If you want to save money then this is the best feature for you.
- There are not any charges if you transfer over $1000
These two amazing features of Remitly differentiate it from Paypal, Payoneer, and other tools to send or receive payments.
Final Words
In this article, I’ve shared the 7 best Alternatives of PayPal for Bloggers and affiliate marketers.
BTW, I’m using Payoneer to send & receive payments.
Which service are you using to send or receive your payments?
Please let me know via the comment below.
Loosing a lot of money while receiving money through PayPal from other countries. Really I need to look for an PayPal alternative.
Which one would you prefer Sumit?
As I was thinking of payoneer benefits, but I could see stripe as well in the first place. Please recommend.
TransferWise is the best. I use it
Hi Navin,
I’m using both Payoneer and Instamojo.
Payoneer to receive my ShareASale commission and Instamojo to sell my Ebooks.
And Stripe is the best for those bloggers who want to sell their product and service. It has a WordPress plugin which adds a payment gateway in your WordPress blog. Watch the video which I’ve shared in this article to learn more.
~Sumit Sao
Hi sumit,
thanks for this piece of info. I think PayPal is somehow harsh on some countries
Hello Saurabh and Sumit,
I am using PayPal from the past 6 years and never had any issues with them. It is true that PayPal charges incoming fees and also charge currency conversion fees but it is still my favorite payment processor. I receive Shareasale commission directly to my Bank account as they support localized bank transfers. There is no reason for using Payoneer for that. Thanks for sharing this helpful post.
Regards,
Vishwajeet