How to Apply for the Benefits of the PMAY Scheme

Through the Pradhan Mantri Awas Yojana (PMAY Scheme), the centre intends on making around 20 million houses at an affordable price by March 31, 2022. It also aims to make housing available to very specific groups of people, which are a part of the economically underserved sections of society. If you are someone who is looking to own a proper home but requires funding at the lowest possible interest rates, you can avail yourself of the benefits of PMAY Scheme too.

This article will tell you how to do exactly that, either through the online route or offline. Read on to know more.

PMAY Online Application Process

The process for applying to become a PMAY beneficiary is as follows:

  • First, navigate to the official site of the scheme (pmaymis.gov.in).
  • Then, go to the ‘Citizen Assessment’ section and click on a choice applicable to you. You will need to choose between  “Benefits under other 3 components” and “For slum dwellers.”
  • Now, enter your Aadhar card details.
  • Once you enter your Aadhaar number correctly, the portal redirects you to the PMAY application page.
  • On that page, you must correctly fill in your basic information like your name, bank account number, income details, and contact information, among others.
  • Then, you must save the form after it has been duly filed by you on the servers of the site by clicking on the ‘Save,’ button after you enter the case-sensitive captcha code correctly. This will complete your PMAY application process.
  • Now that your application process is complete, you can, and must, save the form on your device for future reference.
  • Later you can check your name in the new PMAY List which has 2 segments – PMAY Urban and PMAY Gramin

Please note, that you must be eligible before you apply for the PMAY scheme, check the PMAY eligibility criteria here!

Offline Application Process for PMAY

The offline PMAY application process is as follows:

  • To apply for the PMAY scheme through the offline route, you must first visit a nearby Common Service Centre (Or the CSC. These are available all over the country.
  • Once you are there, an official representing the Pradhan Mantri Aawas Yojana scheme will give you the application form, which you must fill out duly and accurately.
  • Once you do the needful, you will have to pay a fee of ₹25 along with the applicable GST amount added to the CSC to submit your application.
  • Note that only relevant government officials/entities are authorized to process your PMAY application form and no private individual can do so.
  • If you need any clarifications with regards to the application process or anything concerning the scheme, you can simply drop an email at: pmaymis-mhupa@gov.in or npublic.grievance2022@gmail.com

Conclusion

The Pradhan Mantri Awas Yojana has proven to be a boon for those residents of India that have been yearning to have a home of their own. This government scheme has helped countless Indians become proud homeowners and continues to do so.

If you would like to learn more about the scheme or any topic pertaining to personal finance, you can visit financial services aggregator portals such as Bajaj MARKETS and do so.

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